Services

Financial tools that work for everyday life.

Payra brings sending, spending, saving, and security together in one modern digital experience.

Send money

Transfer funds to family and friends quickly and securely.

📱

Mobile recharge

Top up mobile balances in seconds with easy payment options.

Bill payment

Pay electricity, water, and internet bills without stress.

Cash out

Withdraw funds through agents, partner outlets, and ATMs.

🎓

Student Account

Simple onboarding and benefits made for students.

💼

Business help

Manage payments, settlements, and merchant operations smoothly.

💰

Savings

Set goals and build financial discipline with structured savings.

🌍

Remittance

Send money across borders with transparent fees and tracking.